Last updated: June 2026
Ontario heat pump rebates explained
There isn’t just one heat pump rebate in Ontario — there are several, and they stack. The provincial Home Renovation Savings Program is the main one; oil homes can add federal funding, and an interest-free federal loan covers the rest. Here’s every program, who runs it, and how much it’s worth. Or skip the reading and check your rebate in 60 seconds.
How much you get back depends mostly on how your home is heated today.
| Your home is heated by | Estimated rebate (air-source) |
|---|---|
| Natural gas | $1,000–$2,000 |
| Electric / oil / propane / wood | $3,000–$7,500 |
| Geothermal (ground-source) | $3,000–$12,000 |
| Oil (stacked with federal OHPA) | up to ~$22,000 combined |
No energy audit required for a heat pump on its own. Amounts are estimates and depend on your home and eligibility — confirm current figures on the official program site. Last verified: June 2026.
The programs
Home Renovation Savings Program (HRS)
Ontario’s main rebate — air-source up to $7,500, geothermal up to $12,000. No energy audit for a heat pump on its own.
Oil to Heat Pump Affordability (OHPA)
Federal top-up for oil-heated homes. Stacks on HRS so combined funding can approach $22,000.
Canada Greener Homes Loan
Interest-free federal loan over 10 years. Stacks with the rebates to finance the rest.
Municipal & utility programs
Some cities and utilities add their own loans or top-ups, like Toronto’s BetterHomesTO HELP.
Which ones can you stack?
For oil homes: HRS + OHPA + (optionally) the Greener Homes Loan. For everyone else: HRS + the Greener Homes Loan, plus any municipal program where you live. Not sure what applies to your address? See who qualifies or check your rebate.
Heat pump rebates by city
Same provincial and federal rebates apply across Ontario, plus any local utility or municipal program:
Toronto · Ottawa · Mississauga · Hamilton · London · Brampton · Kitchener-Waterloo · Windsor · Barrie · Kingston